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Stream Specific Test Sectional Test 2

SIDBI Grade A & B · Small Industries Development Bank of India: Officer Grade A (Assistant Manager) & Grade B (Manager), General Stream

Syllabus-checked original practice

Mapped to the official Phase I syllabus and answer-checked on 24 August 2026.

View official syllabus source

Before you begin

  1. 1This sectional test contains 50 original Stream Specific Test questions.
  2. 2Each wrong answer deducts marks using the scoring rule shown above. Unattempted questions score zero.
  3. 3You can mark a question for review and come back to it later using the question palette.
  4. 4The timer starts as soon as you click "Start test" and the test auto-submits when time runs out.
  5. 5You can review your answers and explanations for every question immediately after submitting.

About this SIDBI Grade A & B Stream Specific Test sectional test

This sectional test isolates Stream Specific Test from the SIDBI Grade A & B Phase I pattern, so you can drill it on its own instead of only meeting it inside the full mock. It draws 50 original practice questions across 31 distinct topics, syllabus-checked the same as our full mocks.

Topics covered

Credit Risk Assessment

4 questions

Credit Risk Management

3 questions

NBFC Regulation

3 questions

NPA Classification

3 questions

Credit Appraisal

2 questions

Credit Information

2 questions

Credit Risk Fundamentals

2 questions

Credit Risk Mitigation

2 questions

Documentary Credit

2 questions

Financial Ratios

2 questions

KYC and Due Diligence

2 questions

NBFC Categories

2 questions

Recovery Mechanisms

2 questions

Working Capital

2 questions

Asset Reconstruction

1 question

Co-Lending

1 question

Credit Rating

1 question

Credit Risk Pricing

1 question

Guarantor Liability

1 question

Housing Finance Regulation

1 question

International Trade Finance

1 question

IRAC Norms

1 question

Loan Covenants

1 question

Loan Recovery

1 question

Loan Restructuring

1 question

NBFC Deposits

1 question

NBFC Fundamentals

1 question

Project Appraisal

1 question

Provisioning

1 question

Term Loan

1 question

Wilful Default

1 question

Scoring and result analysis

Correct answers earn 1 mark and wrong answers deduct 0.25 marks. Unattempted questions score zero. This section's 50 questions are difficulty-tagged: 1 easy, 46 medium, 3 hard. After submitting, you receive topic-wise accuracy, time spent, answer explanations, and source links.

Frequently asked questions

Is this an official SIDBI Grade A & B question paper?

No. It's an independent practice test with original Stream Specific Test questions, mapped to the official SIDBI Grade A & B Phase I syllabus and answer-checked on 24 August 2026.

How many questions are in this Stream Specific Test sectional test, and how long is it?

50 questions in 30 minutes.

Which topics does this test focus on?

It spans 31 topics, with the heaviest coverage on Credit Risk Assessment, Credit Risk Management, and NBFC Regulation.

Is there negative marking in this test?

Yes. Each wrong answer deducts 0.25 marks, and each correct answer earns 1 mark. Unattempted questions score zero.